|
Month
|
%age of Capital Ownership
|
Total Profit
|
Profit Distribution
|
Total Payment to IsMFP
|
||
|
MFP
|
Partner
|
|
20%MFP
|
80%Partner
|
||
|
1
|
50.00%
|
50.00%
|
2000
|
400.00
|
1600.00
|
1233.33
|
|
2
|
45.84%
|
54.16%
|
2000
|
366.60
|
1633.40
|
1199.93
|
|
3
|
41.67%
|
58.33%
|
2000
|
333.20
|
1666.80
|
1166.53
|
|
4
|
37.51%
|
62.49%
|
2000
|
300.00
|
1700.00
|
1133.33
|
|
5
|
33.34%
|
66.66%
|
2000
|
266.60
|
1733.40
|
1099.93
|
|
6
|
29.17%
|
70.83%
|
2000
|
233.40
|
1766.60
|
1066.73
|
|
7
|
25.00%
|
75.00%
|
2000
|
200.00
|
1800.00
|
1033.33
|
|
8
|
20.83%
|
79.17%
|
2000
|
166.60
|
1833.40
|
999.93
|
|
9
|
16.66%
|
83.34%
|
2000
|
133.20
|
1866.80
|
966.53
|
|
10
|
12.49%
|
87.51%
|
2000
|
100.00
|
1900.00
|
933.33
|
|
11
|
8.32%
|
91.68%
|
2000
|
66.56
|
1933.44
|
899.89
|
|
12
|
4.15%
|
95.85%
|
2000
|
33.20
|
1966.80
|
866.53
|
|
13
|
0.00%
|
100.00%
|
2000
|
0.00
|
2000.00
|
833.33
|
|
2599.36
|
23400.64
|
13432.65
|
||||
The financial dynamics of a Musharakah model
This arrangement will comfort micro entrepreneurs in case of failure they will be under no pressure to return the amount to Islamic Micro finance program. This is contrary to conventional micro finance program where entrepreneurs have to absorb loss arising from business failure and to return borrowed capital as well. This arrangement will cаlm micro entrepreneurs in another perspective i.e. they are not waging war against Allah and his prophet (P.B.U.H) as mentioned in Quran.